Lights on, nobody home?

You may have customers with empty homes to insure — and you don’t have to send them away empty-handed. Whether they’re having trouble getting Grandma’s house sold or need to insure their investment while rehabbing it to flip, we can find the coverage they need.

We work closely with Foremost Insurance Group and Scottsdale Insurance Co. to get the best coverage possible for the vacant dwellings your customers want to insure. Some coverage highlights include:

  • Once insured, the policy can stay in force with no time limit due to vacancy.*
  • Vandalism coverage is available by endorsement.
  • Landlord package can accommodate LLCs and out-of-state owners.
  • Landlord coverage is available for up to four-family-unit dwellings.
  • There are no restrictions on the age of the home.
  • Policy eligibility includes the ability to write the property even after foreclosure.
  • Optional coverages may include high liability limits, vandalism, personal injury, and unattached structures.

Just because it’s vacant, doesn’t mean it’s not valuable. Your Grinnell Specialty Agency broker can help you meet your customers’ needs.

*Prior vacancy time must be 24 months or less.