Vacant properties open doors to risk, but your customers can rest easy

You may have customers with empty homes or warehouses to insure — and you don't have to send them away empty-handed. Whether they're having trouble getting Grandma's house sold, need to insure their investment while rehabbing and flipping a home, or looking to protect commercial property, we can find the coverage they need.

We work closely with our carriers to get the best coverage possible for the vacant dwellings your customers want to insure. Some highlights include:

  • Once insured, the policy can stay in force with no time limit due to vacancy.*
  • Vandalism coverage is available by endorsement.
  • Landlord package can accommodate LLCs and out-of-state owners.
  • Landlord coverage is available for up to four-unit dwellings.
  • There are no restrictions on the age of the home.
  • Policy eligibility includes the ability to write the property even after foreclosure.
  • Optional coverages may include high liability limits, vandalism, personal injury, and unattached structures.

Just because it's vacant, doesn't mean it's not valuable.

*Prior vacancy time must be 24 months or less.

Your Grinnell Specialty broker can help you meet your customers’ needs.