Tractor factor
Not every job on the farm or property demands a giant piece of machinery. Compact tractors come in a variety of sizes and shapes. They have higher ground clearance and can handle a multitude of tasks from landscaping to road maintenance. They’re designed to use Category 0 or 1 implements and have a rated horsepower of no more than 65. Highlights of a specialized recreational lines policy include:
- Coverage for when your customer is using their tractor off their property, which is not typically covered under homeowners/farm policies.
- Coverage of accessories and implements up to $3,000 automatically included when Comprehensive coverage is selected, with optional coverage up to $30,000 — with no depreciation taken on accessory losses.
- Claims that won’t affect customers’ homeowner or farm insurance rate.
To learn more about what the Grinnell Specialty Agency can do for your customers’ compact tractors, contact a Grinnell Specialty Agency broker.