Electric bicycle coverage

E-bikes, with their electric motors, offer the same benefits as traditional bicycles with the added perks of making hills easier to climb, saving wear and tear on the knees, and cutting travel time. As a result, they’re growing in popularity. Although they’re not without the risks that come from additional speed and weight, a specialized recreational lines policy can help offset some of the concerns that make the decision to buy or use one an uphill climb.

  • Protection against theft or accidents whether the e-bike is used on-road, off-road, or on bike paths.
  • Coverage up to the actual cash value of the e-bike (a homeowners policy may impose limits.)
  • Coverage of accessories up to $3,000 automatically included when Comprehensive coverage is selected — and there is no depreciation taken on accessory losses.
  • Specialized coverages such as Carried Contents, Safety Riding Apparel, and Roadside Assistance to cover all your customers’ needs.

To learn more about what the Grinnell Specialty Agency can do for your customers, contact a Grinnell Specialty Agency broker.