We have it covered

What don’t we cover? Very little. We’re working with CapSpecialty to provide a wide variety of general liability coverages for your policyholders. To learn more about what we can do for your customers, contact a Grinnell Specialty Agency broker. Here’s just a sample of what we cover:


Trimming trees and bushes, removing stumps, and other landscaping work is hard, not to mention risky. We can’t lighten the load physically, but we can clear away some of the worry. We provide contractors’ coverage for services such as:

  • Tree trimming, and tree- and shrub-care services
  • Lawn care
  • Hardscape construction like construction and stone work
  • Water feature construction like water gardens, waterfalls, and fountains
  • Landscape lighting installation and maintenance
  • Lawn sprinkler installation, service, and repair


Owning a daycare is a huge responsibility. Not only are the business owners responsible for the children entrusted to their care, they need to protect themselves and their employees from expensive claims. Grinnell Specialty Agency offers a wide variety of options for daycare providers, and we have access to specialized coverages to fit your customers’ risks.

  • Property insurance: From property to business personal property, we can find coverage that meets your customers’ needs.
  • Liability insurance: Abuse and professional liabilities are covered, giving your customers peace of mind.
  • Businessowners policy: Eligible daycares can get this coverage, including professional liability, for as little as $500 per year.
  • Workers’ compensation: Daycares can protect their employees with coverage through FirstComp.
  • Umbrella: Financial damages from one lawsuit could close a customer’s business. Umbrella coverage offers an additional layer of protection.


The Great Outdoors truly can be great — as long as it stays outdoors. If your customers are being invaded by creepy critters, they don’t want to be bugged with the additional costs to combat the problem.

We make sure a wide range of pest control services are covered, including:

  • Wood destroying organisms like termites
  • Wildlife like geese, rodents, squirrels, raccoons, birds, bats, armadillos, and other small animals
  • Insects like mosquitoes, cockroaches, ants, spiders, and moths
  • Bed bugs

Contact a Grinnell Specialty Agency broker to see how you can protect your customers with an array of liability coverages.